Personal finance

Get ready for more economic troubles. the main points Jeremy Grantham thinks there is a 3 to 1 chance that the S&P 500 will fall another 20% in 2023. His gloomy predictions are based on the myriad of potentially negative factors, from the ongoing fallout from the conflict in Ukraine to problems in the housing … Read more

Not everyone is required to file taxes, but most Americans are likely to file. Of the 176.2 million singles and married couples who can file a tax return in 2020, about 144.5 million have filed a tax return, according to the nonpartisan Washington-based Tax Policy Center. Whether you need to file your taxes depends mostly … Read more

Image source: Getty Images It’s a decision that rarely ends well. the main points Ramit Sethi’s chat with a married couple showed how trying to keep up with the neighbors can lead to financial disaster. This kind of lifestyle envy often results in poor spending choices. Remember that appearances don’t tell the whole story, and … Read more

Image source: Getty Images If you change some of your habits, you may be able to reduce your pet’s spending. the main points Having a pet is a huge responsibility, and in addition to giving your furry friends lots of love and attention, you’ll also need to cover their financial obligations. A recent study by … Read more

Image source: Getty Images Can you benefit from following these rules too? the main points Wealthy people borrow money just as low-income people do, but they borrow in different ways using debt as a tool to build wealth. They also borrow for various reasons, including earning rewards on credit cards that end up paying back … Read more

Image source: Getty Images That’s a lot of money to part with. the main points In a recent survey, respondents said a lack of personal financial knowledge cost them an average of $1,819. It’s important to understand basic financial concepts such as how credit cards, savings accounts, brokerage accounts, and IRAs work. It’s unfortunate that … Read more

Image source: Getty Images The safe is an important part of your home security system. the main points It is likely that you have important documents, money or valuables that you want to protect. Theft of cash or valuables from your home if not kept securely can cost you your money. You will waste time … Read more