Carrying a balance has always been expensive, but it’s especially expensive now. The average credit card interest rate in mid-December was 19.42%, the highest rate since 1992. As the Federal Reserve continues to raise short-term interest rates to stifle inflation, average rates could rise even higher, says Ted Rossman, Credit Card Analyzer’s Bankrate.comwhich tracks interest … Read more
Lisa m. Krieger Mercury News SAN JOSE, Calif. — To feed a hotter, drier planet, Stanford scientists are building a smarter factory. The team genetically reprogrammed plants, nurtured in a lab room, to grow long or short, branching or thin roots — traits that alter the ability to gather nutrients or water. Controlling root growth … Read more
Knowing if you get paid fairly for the work you do is a puzzle shrouded in lack of information. However, that may change, and pay transparency could be the catalyst. It’s a growing trend for companies to disclose what drives an existing job or job opening – whether it’s voluntarily or because governments mandate it. … Read more
Kimberly Palmer When a power outage knocked out a multi-state area in 2003, Detroit-area financial coach Gabriella Barthlow was on hand. She had enough money to buy food for herself and her two young children, as well as put petrol in her car in case they needed to leave the house. “I was so glad … Read more
Tommy Tindall If financial decisions are intentions — “I want to save more money this year” — then financial goals are more specific — “I plan to cut discretionary spending by 20% each month.” Financial actions are the actual steps you take to make progress – “I will sign in and cancel any subscription service … Read more
