Today’s highest savings account rates: September 12, 2022

Interest rates on savings have risen steadily throughout 2022. For example, Basque Bank recently increased the interest rate Basque Bank Interest Savings Account to 2.53% APY.

Our Best Savings Account Guide And the Best High Yield Savings Account Guide They can be great starting points in your search if you are looking for bank accounts with unique perks or features. But if you prioritize finding the highest prices above all else, then this list is for you.

Highest Rate Savings Account: September 12, 2022

chevron symbol Denotes an expandable section or menu, or sometimes previous/next navigation options.

chevron symbol Denotes an expandable section or menu, or sometimes previous/next navigation options.

Editor’s Rating

4/5

pentagram

pentagram

pentagram

pentagram

pentagram

Open and keep at least $25 in your account

Editor’s Rating

4.25 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

Editor’s Rating

4/5

pentagram

pentagram

pentagram

pentagram

pentagram

Open an account with at least $100

Editor’s Rating

4.25 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

Open an account with at least $100

Editor’s Rating

4.25 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

Open an account with at least $1000

Editor’s Rating

3.75 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

Open an account with at least $100

Editor’s Rating

4.25 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

Open an account with at least $5000

Editor’s Rating

4/5

pentagram

pentagram

pentagram

pentagram

pentagram

Open an account with at least $100

Editor’s Rating

4.25 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

Editor’s Rating

5/5

pentagram

pentagram

pentagram

pentagram

pentagram

Editor’s Rating

4.5 / 5

pentagram

pentagram

pentagram

pentagram

pentagram

What are the interest rates on savings accounts today?

The FDIC keeps tabs on national rates for interest-bearing bank accounts. The average interest rate that a savings account pays now is 0.13% APY.

We have screened over a dozen financial institutions to keep up with their new quotes. Our list includes accounts with interest rates well above the national average, as online institutions tend to offer high-return bank accounts.

The most competitive high yield savings account pays out up to 2.61% APY now. Keep in mind that interest rates may change. Savings accounts have variable interest rates, which means that rates can fluctuate at any time.

The Federal Reserve has Federal Funds Rate Increase Several times this year, so interest rates on savings are also expected to rise steadily throughout 2022.

Best interest rates on savings account

UFB Direct UFB Rewards Savings

Annual Percentage Return (APY)

up to 2.61% APY

Minimum deposit amount

0 dollars

UFB Direct UFB Rewards Savings

Annual Percentage Return (APY)

up to 2.61% APY

Minimum deposit amount

0 dollars

Annual Percentage Return (APY)

up to 2.61% APY

Minimum deposit amount

0 dollars

chevron symbol Denotes an expandable section or menu, or sometimes previous/next navigation options.

chevron symbol Denotes an expandable section or menu, or sometimes previous/next navigation options.

Provide UFB Rewards Offers the highest interest rate on our list. UFB Rewards Savings can come in handy if you want easy access to your account – a savings account comes with an ATM card.

Bask Bank may be quite suitable if you want to open an account with a value of $0. However, keep in mind that only an online bank offers offers Two types of savings accounts. If you are looking for a checking account or CD, you will need to consider other financial institutions.

Synchrony also has a high yield savings account with a minimum opening deposit of $0. The High Yield Concurrent Savings Account It might be a bargain if you prioritize strong customer support – they have 24/7 customer service via phone and live chat.

The BrioDirect High Yield Savings Account It may be attractive if you are able to keep at least $25 in your account per day.

The High Yield Bread Savings Account It requires a minimum of $100 up front. If you haven’t heard of Bread Savings, you might recognize the name Comenity Direct. Comenity Direct has recently rebranded as The parent company, Bread Financial, has expanded to include lending options.

You might consider banking with LendingClub, CIT Bank, TAB Bank, or Quontic Bank if you’re looking to open other accounts with a high-yield savings account.

LendingClub has a solid cashback checking account, and Quontic has several types of rewards checking accounts. And the Quontic High Yield Savings Account Both require a $100 minimum initial deposit.

TAB Bank pays competitive rates on CDs. However, keep in mind that TAB Bank does not have an ATM network, so when you use any ATM, the bank will charge you a fee.

Meanwhile, CIT Bank may be ideal if you are looking for CDs or money market accounts as well. CIT Bank is currently offering Unique promotion Through his money market account, the bank offers a wide range of CD options.

The Online entry of citizens to a savings account It is another great high yield savings account. However, keep in mind that you will need at least $5,000 to open an account.

The CIBC Agility Account It is a good savings account and generally a return, as long as you have at least $1,000 to open the account. CIBC Bank USA is the US division of Toronto-based Canadian Imperial Bank of Commerce and allows you to open checking and money market accounts if you live in Illinois, Michigan, Missouri or Wisconsin.

Leave a Comment